86 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 86 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 1928
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Apr 2025)
Tax Bill	$13,136 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00045-03-00298`

Property Details

APN / Parcel Number

Primary APN	`11-00045-03-00298`
Alternative APNs	`1100045000300298` `02866`

Interior

Stories	2 Stories
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	146 ft deep x 38 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	02866
Street Address	86 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	38X146
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	45.3
Legal Lot Number	298
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1003
Census Tract	19700

Owner

Source: Essex County and Maplewood Township records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 19, 2017	Grant Deed, Transfer · Conventional with PMI UNIVERSAL AMERICAN MTG
Mar 23, 2017	Grant Deed, Transfer THEODORE P III SLACK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Nov 15, 2024 · Amount on Record
Deed Document Number	202521126
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	2015079492
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122238
Date	Dec 8, 2020
Instrument	2020122238

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052

Mortgage

Document Number	0000045214
Date	May 5, 2022
Instrument	2022045214

Lender

Name	FIRST BANK
Type	Bank
Address	TRENTON, NJ 08690

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 19, 2017
Property Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Document Number	0000034064
Instrument Date	Apr 13, 2017
Instrument	34064
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 JACOBY ST MAPLEWOOD NJ 070403052, MAPLEWOOD, NJ 07040-3052

Mortgage

Document Number	34068
Date	Apr 19, 2017
Instrument	34068

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 23, 2017
Property Address	86 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Document Number	0000026901
Instrument Date	Jul 20, 2016
Instrument	26901
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 JACOBY ST MAPLEWOOD NJ 070403052, MAPLEWOOD, NJ 07040-3052

Mortgage

Document Number	26903
Date	Mar 23, 2017
Instrument	26903

Lender

Name	THEODORE P III SLACK
Address	180 MARKET ST, KENILWORTH, NJ 07033-2018

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,100 (-) Land $195,700 Building $351,400	$547,100 (-) Land $195,700 Building $351,400
2025	$13,136.00 (+22.12%)	$547,100 (+63.66%) Land $195,700 Building $351,400	$547,100 (+63.66%) Land $195,700 Building $351,400
2024	$10,757.00 (-8.74%)
2023		$334,300 Land $134,400 Building $199,900	$334,300 Land $134,400 Building $199,900
2022	$11,787.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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