86 Horseshoe Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 86 Horseshoe Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 932 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2017)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Apr 2022 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`CENT M:207 L:110`

Property Details

APN / Parcel Number

Primary APN	`CENT M:207 L:110`
Alternative APN	`125830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Gross Area	2,032 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	125830
Street Address	86 HORSESHOE LN
City	CENTERVILLE
State	MA
Zip	02632-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	110
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3008
Census Tract	12700

Owner

86 Horseshoe Ln is owned by two individuals who bought it in February 2017.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 COMMON ST, BELMONT, MA 02478-2946
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Feb 14, 2017	Quit Claim Deed, Transfer WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Prior Sale	Nov 20, 2006 · Amount on File
Deed Book / Page	30298 / 85
Transfer Doc	0030298-85
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTERVILLE MA
Property Address	86 HORSESHOE LN, CENTERVILLE, MA 02632-3524
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035030-288
Date	Apr 6, 2022
Book Page	35030/288
Instrument	18029

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Feb 14, 2017
Property Address	86 HORSESHOE LN, CENTERVILLE, MA 02632-3524
Document Number	30298-85
Book / Page	30298 / 85
Instrument	7692
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	302980089
Date	Feb 14, 2017
Instrument	30298/0089

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Interest

Rate	3.13%
Max Rate At Change	21.3%
Max Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 86 Horseshoe Ln was $3,503, up 4.1% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (+4.1%)	$433,000 (+0.51%) Land $195,400 Building $237,600	$587,765
2024	$3,365.00 (+6.29%)	$430,800 (+13.49%) Land $195,400 Building $235,400
2023	$3,166.00	$379,600 Land $177,600 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Horseshoe Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 individual policies
Nearby Flood Policies	82 units insured incl. 4 condo units
Nearby Flood Claims	78 (1978–2023)
Claims Outside the SFHA	9 of 78
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Winter Coastal Storm, Dec 1992 · 3 claims Hurricane Bob, Aug 1991 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Horseshoe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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