Schenectady County and Schenectady City property record for 86 Hillcrest Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,920 sqft · built 1975 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Oct 1993) |
| Tax Bill | $6,006 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.48-3-11.1 |
| Primary APN | 421500 60.48-3-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 70 ft deep x 90 ft wide |
| Pool Type | Above-Ground Pool |
| Pool Area | 201 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 86 HILLCREST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 117 RAISED RANCH |
| Legal Subdivision | SCHENECTADY TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21801 |
86 Hillcrest Ave is owned and occupied by two individuals who acquired it in July 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 HILLCREST AVE, SCHENECTADY, NY 12304-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Aug 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1993 · Amount on File |
| Deed Sale | Oct 29, 1993 · Amount on File |
| Deed Book / Page | 1396 / 267 |
| Last Transfer Date | Jul 24, 2018 |
| Transfer Doc | 0000034055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 86 HILLCREST AVE, SCHENECTADY, NY 12304-2232 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032469 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 4925/311 |
| Instrument | 201932469 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 11, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 86 HILLCREST AVE, SCHENECTADY, NY 12304-2232 |
| Document Number | 0000034055 |
| Book / Page | 001992 / 000634 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 34055 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 HILLCREST AVE SCHENECTADY NY 123042232, SCHENECTADY, NY 12304-2232 |
The 2026 property tax bill for 86 Hillcrest Ave was $6,006 with a homeowner's exemption, up 3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,006.00 (+2.98%) Homeowner's exemption | ||
| 2025 | $5,832.00 | $126,100 Land $13,900 Building $112,200 | $208,809 Land $23,017 Building $185,792 |
| 2023 | $126,100 (-) Land $13,900 Building $112,200 | $159,620 (+3.8%) Land $17,595 Building $142,025 | |
| 2022 | $126,100 Land $13,900 Building $112,200 | $153,780 Land $16,951 Building $136,829 | |
| 2021 | $1,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Hillcrest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 86 Hillcrest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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