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86 Highgate Course, Saint Charles, IL 60174 Property Records

Kane County property record for 86 Highgate Course, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,187 sqft · built 1981
Lot Size0.468 acres (20,400 sqft)
Owner2 Individual Names on File
Last Sale$423,000 (May 2018)
Tax Bill$13,103 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN09-23-426-008

Property Details

APN / Parcel Number

Primary APN09-23-426-008

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,187 sqft Living Area
Basement Area1,583 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,400 sqft (0.468 acres)
Lot Dimensions204 ft deep x 100 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address86 HIGHGATE CRSE
CitySAINT CHARLES
StateIL
Zip60174-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAINTREE - LOT 20
Legal SubdivisionAINTREE
Legal Block2
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2000
Census Tract852005

Owner

Source: Kane County records · APN 09-23-426-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address86 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 31, 2018Warranty Deed, Transfer · Line of Credit
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleAug 02, 2011 · Amount on Record
Deed Document Number201825224
Prior Transfer DateNov 16, 1995
Prior Transfer Doc0000070194
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address86 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068535
DateNov 09, 2020
Instrument2020K068535
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 31, 2018
Property Address86 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Document Number0000025224
Instrument DateMay 21, 2018
Instrument2018K025224
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$423.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426

Mortgage

Document Number0000025225
DateMay 31, 2018
Instrument2018K025225
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,103.00 (+25.29%) Homeowner's exemption
2024$164,625 (+21.47%) Land $40,964 Building $123,661$494,073 (+21.52%) Land $122,941 Building $371,131
2022$10,458.00 (+4.1%) Homeowner's exemption$135,528 (+4.91%) Land $39,770 Building $95,758$406,584 (+4.91%) Land $119,310 Building $287,274
2021$10,046.00 Homeowner's exemption$129,185 Land $37,909 Building $91,276$387,555 Land $113,727 Building $273,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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