86 High St, Saco, ME 04072 Property Records

York County and Saco City property record for 86 High St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 1930
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,200 (Jan 2020)
Tax Bill	$6,237 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C3715R`

Property Details

APN / Parcel Number

Primary APN	`C3715R`
Alternative APNs	`SACO M:032 L:085 U:000-000` `M:032 L:085 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	5,860 sqft
1st Floor Area	1,580 sqft
Attic	Attic
Attic Area	1,580 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	C3715R
Street Address	86 HIGH ST
City	SACO
State	ME
Zip	04072-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	85
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2012
Census Tract	5301

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 HIGH ST, SACO, ME 04072-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jan 10, 2020	Deed of Trust, Mortgage ANDROSCOGGIN BK
Jan 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN BANK
Nov 4, 2019	Deed of Trust, Mortgage J & J RETAIL ENTS INC
Mar 20, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Mar 20, 2017
Deed Document Number	202020001968
Deed Book / Page	18144 / 799
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	86 HIGH ST, SACO, ME 04072-3329
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186780134
Date	May 26, 2021
Book Page	18678/134
Instrument	2021030169

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	86 HIGH ST, SACO, ME 04072-3329
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190720053
Date	Jul 18, 2022
Book Page	19072/53
Instrument	2022030130

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	86 HIGH ST, SACO, ME 04072-3329
Document Number	0181440801
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	BAY AREA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 HIGH ST SACO ME 040723329, SACO, ME 04072-3329

Mortgage

Document Number	0181440801
Date	Jan 13, 2020
Book Page	018144/000801
Instrument	1969

Lender

Name	ANDROSCOGGIN BK
Type	Bank
Address	LEWISTON, ME 04240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 13, 2020
Property Address	86 HIGH ST, SACO, ME 04072-3329
Document Number	0181440799
Book / Page	18144 / 799
Instrument Date	Jan 9, 2020
Instrument	2020001968
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 GATEWAY CIR, SCARBOROUGH, ME 04074-5530

Mortgage

Document Number	2020001969
Date	Jan 13, 2020
Instrument	2020001969

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	86 HIGH ST, SACO, ME 04072-3329
Document Number	0180890138
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	84 MIDDLE ST PORTLAND ME 041014232, PORTLAND, ME 04101-4232

Mortgage

Document Number	0180890138
Date	Nov 4, 2019
Book Page	018089/000138
Instrument	47164

Lender

Name	J & J RETAIL ENTS INC

Agreement

Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Mar 20, 2017
Property Address	86 HIGH ST, SACO, ME 04072-3329
Document Number	0174380820
Book / Page	17438 / 0820
Instrument	2017010467
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,237.00 (+1%)	$439,200 (-0.07%) Land $114,600 Building $324,600
2024	$6,175.00 (+7.02%)	$439,500 (+39.61%) Land $114,600 Building $324,900	$514,330
2022	$5,770.00	$314,800 Land $87,400 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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