86 Hidden Valley Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 86 Hidden Valley Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,800 sqft · built 1977
Lot Size	14.8 acres (647,590 sqft)
Owner	2 Individual Names on File
Last Sale	$1,115,000 (Nov 2020)
Tax Bill	$13,222 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`129-141-044-000`

Property Details

APN / Parcel Number

Primary APN	`129-141-044-000`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,800 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	647,590 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	86 HIDDEN VALLEY RD
City	ROYAL OAKS
State	CA
Zip	95076-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 7 PAR MAPS PG 60 PAR 3 15 AC RW & EXC RW
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2010
Census Tract	10202

Owner

86 Hidden Valley Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 HIDDEN VALLEY RD, ROYAL OAKS, CA 95076-9267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 8, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Sep 23, 1998 · Amount on File
Deed Document Number	202069786
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0000046116
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 25, 2020
Property Address	86 HIDDEN VALLEY RD, ROYAL OAKS, CA 95076-9267
Document Number	0000069786
Map Reference	MB 7 PG 60
Instrument Date	Sep 29, 2020
Instrument	2020069786
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 HIDDEN VALLEY RD, ROYAL OAKS, CA 95076-9267

Mortgage

Document Number	0000069787
Date	Nov 25, 2020
Instrument	2020069787

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000069788
Date	Nov 25, 2020
Instrument	2020069788

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jul 8, 2019
Property Address	86 HIDDEN VALLEY RD, ROYAL OAKS, CA 95076-9267
Document Number	0000028246
Instrument Date	Jun 4, 2019
Instrument	28246
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	86 HIDDEN VALLEY RD ROYAL OAKS CA 950769267, ROYAL OAKS, CA 95076-9267

Tax Assessment & Valuation

The 2025 property tax bill for 86 Hidden Valley Rd was $13,222 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,231,047 (+2%) Land $552,040 Building $679,007
2025	$13,222.00 Homeowner's exemption	$1,206,910 Land $541,216 Building $665,694
2023	$12,687.00 (+0.56%) Homeowner's exemption	$1,160,046 Land $520,200 Building $639,846
2022	$12,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Hidden Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Hidden Valley Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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