La Plata County property record for 86 Hermosa Cir, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1992 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Mar 2017) |
| Tax Bill | $1,863 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-102-05-026 |
| Primary APN | 5597-102-05-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R023334 |
|---|---|
| Street Address | 86 HERMOSA CIR |
| City | DURANGO |
| State | CO |
| Zip | 81301-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: HERMOSA VISTA BLOCK: 0 LOT: 26 86 HERMOSA CIR DURANGO 81301 |
| Legal Subdivision | HERMOSA VISTA |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970705 |
86 Hermosa Cir is owned and occupied by an individual who bought it in March 2017.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 HERMOSA CIR, DURANGO, CO 81301-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO |
| Mar 14, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHWEST COLORADO FCU |
| Mar 30, 2017 | Warranty Deed, Transfer LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on File |
| Deed Sale | Mar 30, 2017 · Amount on File |
| Prior Sale | Jun 7, 1996 · Amount on File |
| Deed Document Number | 20171126202 |
| Prior Transfer Date | Oct 7, 2005 |
| Prior Transfer Doc | 0000920104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 86 HERMOSA CIR, DURANGO, CO 81301-3721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001171654 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 1171654 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 86 HERMOSA CIR, DURANGO, CO 81301-3721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001154372 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 1154372 |
| Name | SOUTHWEST COLORADO FCU |
|---|---|
| Type | Credit Union |
| Address | DURANGO, CO 81303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 13, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Mar 30, 2017 |
| Property Address | 86 HERMOSA CIR, DURANGO, CO 81301-3721 |
| Document Number | 0001126202 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 1126202 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 HERMOSA CIR, DURANGO, CO 81301-3721 |
The 2025 property tax bill for 86 Hermosa Cir was $1,863.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,500 (-2.11%) Land $11,080 Building $21,420 | $531,110 (-) Land $181,040 Building $350,070 | |
| 2025 | $1,863.00 | $33,200 Land $11,320 Building $21,880 | $531,110 Land $181,040 Building $350,070 |
| 2023 | $1,117.00 (+8.55%) | $25,760 (+9.71%) Land $8,700 Building $17,060 | $384,420 (+13.82%) Land $129,800 Building $254,620 |
| 2022 | $1,029.00 | $23,480 Land $7,800 Building $15,680 | $337,740 Land $112,160 Building $225,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 86 Hermosa Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Hermosa Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 46% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANGO REGENCY MHP private · serves 200 people · EPA ID CO0134390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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