Barnstable County and Chatham Town property record for 86 Heritage Ln, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,144 sqft · built 1970 |
| Lot Size | 0.273 acres (11,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jul 1996) |
| Tax Bill | $2,414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:13F B:0053 L:TH21 |
| Primary APN | CHAT M:13F B:0053 L:TH21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,416 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,881 sqft (0.273 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1780 |
|---|---|
| Street Address | 86 HERITAGE LN |
| City | CHATHAM |
| State | MA |
| Zip | 02633-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 53 |
| Legal Lot Number | TH21 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10600 |
86 Heritage Ln is owned by two individuals who bought it in July 1996.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 289 BOSTON POST RD, SUDBURY, MA 01776-3046 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1996 · Amount on File |
| Deed Sale | Jul 12, 1996 · Amount on File |
| Deed Book / Page | 10298 / 51 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 86 Heritage Ln was $2,414, up 2.9% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 (+2.94%) | $695,800 (+5.92%) Land $292,800 Building $403,000 | $680,485 |
| 2024 | $2,345.00 (+3.99%) | $656,900 (+13.04%) Land $276,300 Building $380,600 | |
| 2023 | $2,255.00 | $581,100 Land $230,200 Building $350,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Heritage Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1991–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2015 · Severe Winter Storm, Snowstorm, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 86 Heritage Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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