Middlesex County and Stow Town property record for 86 Harvard Rd, Stow, MA 01775 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,804 sqft · built 1963 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Apr 2017) |
| Tax Bill | $10,766 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance May 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9 000018 |
| Primary APN | R-9 000018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 3,900 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-9 000018 |
|---|---|
| Street Address | 86 HARVARD RD |
| City | STOW |
| State | MA |
| Zip | 01775-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 323102 |
Source: Middlesex County and Stow Town records · APN R-9 000018
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| May 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Dec 05, 2017 | Deed of Trust, Mortgage LEADER BANK NA |
| Feb 09, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA |
| Apr 03, 2017 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2017 · Amount on Record |
| Deed Sale | Apr 03, 2017 · Amount on Record |
| Prior Sale | Aug 19, 2011 · Amount on Record |
| Deed Book / Page | 69093 / 363 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 076916-426 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 76916/426 |
| Instrument | 29340 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74710-67 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 74710/67 |
| Instrument | 76203 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70336-132 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 70336/132 |
| Instrument | 197048 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Feb 09, 2021 |
| Property Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Document Number | 076916-423 |
| Book / Page | 76916 / 423 |
| Instrument Date | Feb 04, 2021 |
| Instrument | 29339 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Document Number | 076916-426 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 76916/426 |
| Instrument | 29340 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Apr 03, 2017 |
| Property Address | 86 HARVARD RD, STOW, MA 01775-1027 |
| Document Number | 69093-363 |
| Book / Page | 69093 / 363 |
| Instrument | 48809 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 690930365 |
|---|---|
| Date | Apr 03, 2017 |
| Instrument | 69093/0365 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 03, 2047 |
Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,766.00 (+5.93%) | $618,000 (+3.19%) Land $319,900 Building $298,100 | $740,335 |
| 2024 | $10,163.00 (-9.9%) | $598,900 (-3.74%) Land $308,500 Building $290,400 | |
| 2023 | $11,280.00 | $622,200 Land $294,500 Building $327,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 34% of the US · above 99% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
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