Hampshire County and Amherst Town City property record for 86 Gray St, Amherst, MA 01002
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,082 sqft · built 1910 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,164 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| APN | 11D000107 |
| Primary APN | 11D000107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,082 sqft Living Area |
| Gross Area | 4,982 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11D000107 |
|---|---|
| Street Address | 86 GRAY ST |
| City | AMHERST |
| State | MA |
| Zip | 01002-2106 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 107 |
| Jurisdiction | AMHERST MA |
| Township / Civil Division | AMHERST TOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 820500 |
Source: Hampshire County and Amherst Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 GRAY ST, AMHERST, MA 01002-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 86 GRAY ST, AMHERST, MA 01002-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12522-206 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 12522/206 |
| Instrument | 618 |
| Name | FLORENCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Amherst Town City |
| County | Hampshire County |
| Elementary School District | Amherst School District (PK - 06) |
| Secondary School District | Amherst-Pelham School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,164.00 (+10,965.63%) | $837,600 (+17%) Land $220,700 Building $616,900 | $752,885 |
| 2025 | $128.00 (-98.94%) | $715,900 (+9.45%) Land $202,500 Building $513,400 | |
| 2024 | $12,107.00 (+5%) | $654,100 (+14.01%) Land $191,000 Building $463,100 | |
| 2023 | $11,531.00 | $573,700 Land $173,600 Building $400,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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