86 Gilbert St, Le Roy, NY 14482 Property Records

Genesee County and Le Roy Town property record for 86 Gilbert St, Le Roy, NY 14482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1947
Lot Size	0.242 acres (10,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Apr 2009)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Refinance
APN	`183601 2.-1-52`

Property Details

APN / Parcel Number

Primary APN	`183601 2.-1-52`
Alternative APN	`36010020000001052000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	468 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	10,540 sqft (0.242 acres)
Lot Dimensions	170 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 GILBERT ST
City	LE ROY
State	NY
Zip	14482-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CON
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	GENESEE NY
Township / Civil Division	LE ROY
Census Block Group	3
Census Block	3007
Census Tract	951200

Owner

Source: Genesee County and Le Roy Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 GILBERT ST, LE ROY, NY 14482-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2009 · Amount on Record
Deed Sale	Apr 22, 2009 · Amount on Record
Prior Sale	Dec 27, 2006 · Amount on Record
Deed Book / Page	873 / 385
Last Transfer Date	May 24, 2016
Transfer Doc	0000002016/000000002
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Recording Date	Jun 29, 2026
Property Address	86 GILBERT ST, LE ROY, NY 14482-1351
Document Number	0000000740
Instrument Date	Jun 18, 2026
Instrument	2026MTG2026740
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 GILBERT ST, LE ROY, NY 14482-1351

Mortgage

Document Number	0000000740,
Date	Jun 29, 2026
Instrument	2026MTG2026740

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	86 GILBERT ST, LE ROY, NY 14482-1351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2019967
Date	Aug 8, 2019
Instrument	MTG2019-967

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Genesee County and Le Roy Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Le Roy Town
Municipality	Le Roy Village
Unified School District	Le Roy Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00	$134,000 (+32.8%) Land $10,000 Building $124,000	$144,086 (+9.24%) Land $10,753 Building $133,333
2023		$100,900 Land $10,000 Building $90,900	$131,895 Land $13,072 Building $118,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA GENESEE public/private · serves 16,541 people · EPA ID NY1800547
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Empire Long Distance.

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