86 Fruit St, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 86 Fruit St, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 1965
Lot Size	0.801 acres (34,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2013)
Tax Bill	$12,788 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORF M:0017 B:0055 L:0034`

Property Details

APN / Parcel Number

Primary APN	`NORF M:0017 B:0055 L:0034`
Alternative APN	`34`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	5,644 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	34,908 sqft (0.801 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	34
Street Address	86 FRUIT ST
City	NORFOLK
State	MA
Zip	02056-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	55
Legal Lot Number	34
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1006
Census Tract	409101

Owner

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 FRUIT ST, NORFOLK, MA 02056-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage COOPERATIVE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Book / Page	31863 / 42
Transfer Doc	31863-42
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	86 FRUIT ST, NORFOLK, MA 02056-1132
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040898-106
Date	Oct 31, 2022
Book Page	40898/106
Instrument	93754

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	86 FRUIT ST, NORFOLK, MA 02056-1132
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039010-297
Date	Feb 17, 2021
Book Page	39010/297
Instrument	20174

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	86 FRUIT ST, NORFOLK, MA 02056-1132
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39010-297
Date	Feb 17, 2021
Book Page	39010/297
Instrument	20174

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	86 FRUIT ST, NORFOLK, MA 02056-1132
Document Number	38001-1
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 FRUIT ST NORFOLK MA 020561132, NORFOLK, MA 02056-1132

Mortgage

Document Number	38001-1
Date	Jun 22, 2020
Book Page	038001/000001
Instrument	58396

Lender

Name	COOPERATIVE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2040

Tax Assessment & Valuation

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,788.00 (+4.81%)	$860,000 (+12.57%) Land $273,000 Building $587,000	$912,855 (+2.06%)
2025	$12,201.00 (+9.08%)	$764,000 (+6.35%) Land $218,200 Building $545,800	$894,425
2024	$11,185.00 (+4.45%)	$718,400 (+10.1%) Land $218,200 Building $500,200
2023	$10,708.00	$652,500 Land $218,200 Building $434,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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