86 Fourth St, Auburn, ME 04210 Property Records

Androscoggin County and Auburn City property record for 86 Fourth St, Auburn, ME 04210

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,178 sqft · built 1889
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AUBN M:221 L:247`

Property Details

APN / Parcel Number

Primary APN	`AUBN M:221 L:247`
Alternative APNs	`221247000` `4665`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,178 sqft Living Area
Gross Area	3,765 sqft
Basement Area	1,089 sqft
Unfinished Basement	1,089 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4665
Street Address	86 FOURTH ST
City	AUBURN
State	ME
Zip	04210-6831
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	247
Jurisdiction	AUBURN ME
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2025
Census Tract	10500

Owner

86 Fourth St, a duplex, is owned by two individuals who bought it in July 2026.

Source: Androscoggin County and Auburn City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 DEROSAY AVE, A, AUBURN, ME 04210-3663
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Apr 1, 2024	Personal Representative Deed, Transfer · Stand-Alone First Mortgage TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Apr 1, 2024 · Amount on File
Deed Book / Page	12139 / 64
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUBURN ME
Recording Date	Jul 7, 2026
Property Address	86 FOURTH ST, AUBURN, ME 04210-6831
Document Number	0000010150
Book / Page	12139 / 64
Instrument Date	Jul 6, 2026
Instrument	202610150
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Jul 7, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	AUBURN ME
Recording Date	Apr 1, 2024
Property Address	86 FOURTH ST, AUBURN, ME 04210-6831
Document Number	0115520226
Book / Page	11552 / 226
Instrument Date	Mar 29, 2024
Instrument	4490
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	268 LINCOLN ST, SACO, ME 04072-3127

Mortgage

Document Number	0000004491
Date	Apr 1, 2024
Instrument	4491

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Fourth St was $3,487, up 2.8% from the year before.

Source: Androscoggin County and Auburn City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
Municipality	Auburn City
Unified School District	Auburn (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,487.00 (+2.83%)	$152,400 (-) Land $35,000 Building $117,400
2024	$3,391.00 (+9.78%)	$152,400 (+12.22%) Land $35,000 Building $117,400
2023	$3,089.00 (+19.73%)	$135,800 (+19.75%) Land $31,200 Building $104,600
2022	$2,580.00	$113,400 Land $26,000 Building $87,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Fourth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Fourth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DISTRICT serves 17,245 people · EPA ID ME0090070
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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