86 Elwell St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 86 Elwell St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1910
Lot Size	0.098 acres (4,278 sqft)
Owner	2 Trust Names on File
Last Sale	$124,900 (Aug 1985)
Tax Bill	$6,028 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:157 B:626 L:609`

Property Details

APN / Parcel Number

Primary APN	`MALD M:157 B:626 L:609`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,186 sqft Living Area
Gross Area	1,960 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,278 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	86 ELWELL ST
City	MALDEN
State	MA
Zip	02148-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	626
Legal Lot Number	609
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1003
Census Tract	341903

Owner

86 Elwell St is owner-occupied and held in a trust since September 2023.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	86 ELWELL ST, MALDEN, MA 02148-1944
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 4, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1985 · Amount on File
Deed Sale	Aug 1, 1985 · Amount on File
Last Transfer Date	Sep 13, 2023
Transfer Doc	082535-527
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	86 ELWELL ST, MALDEN, MA 02148-1944
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085234-13
Date	Feb 17, 2026
Book Page	85234/13
Instrument	17046

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Mar 4, 2024
Property Address	86 ELWELL ST, MALDEN, MA 02148-1944
Document Number	082535-527
Book / Page	82535 / 527
Instrument Date	Sep 13, 2023
Instrument	21291
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELWELL ST, MALDEN, MA 02148-1944

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	86 ELWELL ST, MALDEN, MA 02148-1944
Document Number	74490-565
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELWELL ST MALDEN MA 021481944, MALDEN, MA 02148-1944

Mortgage

Document Number	74490-565
Date	Apr 17, 2020
Book Page	074490/000565
Instrument	57173

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 86 Elwell St was $6,028, up 10,664.3% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,028.00 (+10,664.29%)	$528,800 (+6.7%) Land $295,900 Building $232,900	$523,735 (-18.95%)
2025	$56.00 (-98.94%)	$495,600 (+9.31%) Land $271,900 Building $223,700	$646,190
2024	$5,300.00 (+2.08%)	$453,400 (+6.46%) Land $255,900 Building $197,500
2023	$5,192.00	$425,900 Land $231,900 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Elwell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 86 Elwell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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