86 Elm Trl, Belton, TX 76513 Property Records

Bell County property record for 86 Elm Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1977
Lot Size	0.341 acres (14,850 sqft)
Last Sale	$151,400 (May 2018)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0434201080`

Property Details

APN / Parcel Number

Primary APN	`0434201080`
Alternative APNs	`844004` `75848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 99 ft wide
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	86 ELM TRL
City	BELTON
State	TX
Zip	76513-6271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND TRAILS, BLOCK 005, LOT 0009
Legal Subdivision	WOODLAND TRAILS
Legal Block	5
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1030
Census Tract	20201

Owner

The current owner of 86 Elm Trl bought it in May 2018.

Source: Bell County records, as of July 31, 2026

Mailing Address	86 ELM TRL, BELTON, TX 76513-6271
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Vendor's Lien, Transfer · FHA Mortgage EXTRACO BANKS NA
Jun 5, 2017	Vendor's Lien, Transfer · Commercial Mortgage TEXAS FIRST STATE BANK

Assessor's Deed Record

Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Document Number	201819784
Prior Transfer Date	May 15, 2018
Prior Transfer Doc	0000019784
Record Updated	Oct 29, 2026

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 16, 2018
Property Address	86 ELM TRL, BELTON, TX 76513-6271
Document Number	0000019784
Map Reference	CAB A SL309D
Instrument Date	May 15, 2018
Instrument	2018-00019784
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELM TRAIL, CORPUS CHRISTI, TX 78413

Mortgage

Document Number	0000019785
Date	May 16, 2018
Instrument	2018-00019785

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 5, 2017
Property Address	86 ELM TRL, BELTON, TX 76513-6271
Document Number	0000022925
Map Reference	CAB A SL309-D
Instrument Date	Jun 1, 2017
Instrument	2017-00022925
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 N MAIN ST APT 521, 521, BELTON, TX 76513-1132

Mortgage

Document Number	0000022926
Date	Jun 5, 2017
Instrument	2017-00022926

Lender

Name	TEXAS FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Elm Trl was $1,900 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00	$229,503 Land $20,790 Building $208,713	$229,503 Land $20,790 Building $208,713
2023	$1,948.00 (-27.64%) Homeowner's exemption	$236,772 Land $20,790 Building $215,982	$236,772 Land $20,790 Building $215,982
2022	$2,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Elm Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Elm Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Altitude ISP, Nextlink.

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