Albany County and Bethlehem Town property record for 86 Elm Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1935 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $418,000 (Jun 2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.19-3-36 |
| Primary APN | 012200 85.19-3-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Patio Area | 274 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501900030360000000 |
|---|---|
| Old Parcel Number | 220008501900030360000000 |
| Street Address | 86 ELM AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 3 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 14203 |
Source: Albany County and Bethlehem Town assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 86 ELM AVE, DELMAR, NY 12054-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Jan 18, 2005 · Amount on Record |
| Deed Document Number | 0202511184 |
| Deed Book / Page | 3109 / 0692 |
| Prior Transfer Date | Aug 22, 2014 |
| Prior Transfer Doc | 11678537 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 86 ELM AVE, DELMAR, NY 12054-3701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PAC ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000021165 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | R2019-21165 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9% |
Source: Albany County and Bethlehem Town assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $225,000 (-) Land $79,000 Building $146,000 | $351,563 (+17.19%) Land $123,438 Building $228,125 |
| 2023 | $225,000 Land $79,000 Building $146,000 | $300,000 Land $105,333 Building $194,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2003 · Snowstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures