86 Edgewater Dr, Middletown, PA 17057 Property Records

Dauphin County property record for 86 Edgewater Dr, Middletown, PA 17057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,972 sqft · built 2010
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Feb 2020)
Tax Bill	$6,037 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54-004-035`

Property Details

APN / Parcel Number

Primary APN	`54-004-035`
Alternative APN	`540040350000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Foundation Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Account Number	540040350000000
Street Address	86 EDGEWATER DR
City	MIDDLETOWN
State	PA
Zip	17057-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EDGEWATER HILLS DEV PH
Jurisdiction	DAUPHIN PA
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3021
Census Tract	24001

Owner

86 Edgewater Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Dauphin County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
May 5, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST FCU
Feb 20, 2020	Grant Deed, Transfer · FHA Mortgage NORTHPOINTE BK
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Jun 29, 2010 · Amount on File
Deed Document Number	20204718
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666

Mortgage

Document Number	0000008256
Date	Apr 25, 2024
Instrument	20240008256

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	5000 MARKETPLACE WAY, ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666

Mortgage

Document Number	0000021893
Date	Jul 20, 2022
Instrument	20220021893

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044675
Date	Dec 17, 2021
Instrument	20210044675

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Document Number	0000011749
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 EDGEWATER DR MIDDLETOWN PA 170571666, MIDDLETOWN, PA 17057-1666

Mortgage

Document Number	0000011749
Date	May 14, 2020
Instrument	11749

Lender

Name	MEMBERS FIRST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAUPHIN PA
Recording Date	Feb 20, 2020
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Document Number	0000004718
Instrument Date	Feb 14, 2020
Instrument	4718
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	IRON VALLEY ABSTRACT/CTRL PA LLC, IRON VLY ABS/CTRL PA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 EDGEWATER DR MIDDLETOWN PA 170571666, MIDDLETOWN, PA 17057-1666

Mortgage

Document Number	4719
Date	Feb 20, 2020
Instrument	4719

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	86 EDGEWATER DR, MIDDLETOWN, PA 17057-1666
Document Number	0000019254
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 EDGEWATER DR MIDDLETOWN PA 170571666, MIDDLETOWN, PA 17057-1666

Mortgage

Document Number	0000019254
Date	Jul 26, 2017
Instrument	19254

Lender

Name	PENNSYLVANIA ST EMP CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 86 Edgewater Dr was $6,037.

Source: Dauphin County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Dauphin County
Municipality	Royalton Borough
Unified School District	Middletown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,037.00	$146,200 Land $57,400 Building $88,800
2025			$146,200 Land $57,400 Building $88,800
2024		$146,200 Land $57,400 Building $88,800
2023	$5,068.00		$146,200 Land $57,400 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	74 (1979–2018)
Claims Outside the SFHA	9 of 74
Most Recent Claim	Jul 2018
Claims by Event	Tropical Storm Lee, Sep 2011 · 28 claims Tropical Depression Ivan, Sep 2004 · 12 claims Severe Storms And Flooding, Jan 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYALTON BORO serves 1,083 people · EPA ID PA7220045
Water Source	Purchased groundwater from VEOLIA MIDDLETOWN
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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