86 E Main St, Elmsford, NY 10523 Property Records

Westchester County and Greenburgh Town property record for 86 E Main St, Elmsford, NY 10523

Property Summary

Property Type	Restaurant
Details	2 ba · 1,709 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$880,000 (Jan 2018)
Tax Bill	$42,964 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552605 5.40-71-5`

Property Details

APN / Parcel Number

Primary APN	`552605 5.40-71-5`
Alternative APNs	`55260514 09 0847 20` `5141590`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Gross Area

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	5141590
Street Address	86 E MAIN ST
City	ELMSFORD
State	NY
Zip	10523-3118
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	B
Legal Subdivision	ELMSFORD PARK
Legal Block	71
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	1
Census Block	1013
Census Tract	11200

Owner

86 E Main St, a commercial property, is owned by a company that bought it in January 2018.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	86 E MAIN ST, ELMSFORD, NY 10523-3118
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	20183011
Record Updated	Oct 29, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 23, 2018
Property Address	86 E MAIN ST, ELMSFORD, NY 10523-3118
Document Number	0580163011
Book / Page	058016 / 003011
Instrument Date	Jan 16, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 E MAIN ST ELMSFORD NY 105233118, ELMSFORD, NY 10523-3118

Mortgage

Document Number	580183170
Date	Jan 23, 2018
Book Page	058018/003170

Lender

Name	LEONARD J MARTONE
Address	23 ROBBINS AVE, ELMSFORD, NY 10523-3310

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 22, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 86 E Main St was $42,964, up 452.4% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Municipality	Elmsford Village
Unified School District	Elmsford Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,964.00 (+452.38%)
2025	$7,778.00	$840,100 (-43.64%) Land $386,600 Building $453,500	$840,100 (-43.64%) Land $386,600 Building $453,500
2024		$1,490,700 (+88.6%) Land $386,600 Building $1,104,100	$1,490,700 (+88.6%) Land $386,600 Building $1,104,100
2023		$790,400 Land $386,600 Building $403,800	$790,400 Land $386,600 Building $403,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 E Main St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	21 (1980–2023)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 3 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMSFORD VILLAGE serves 5,293 people · EPA ID NY5903427
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20