86 E Clarke Ave, Coldwater, MI 49036 Property Records

Branch County property record for 86 E Clarke Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,110 sqft · built 1905
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Apr 2006)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-126-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-126-00`

Interior

Full Baths	2 Baths
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Lot Area	23,958 sqft (0.55 acres)
Garage Area	1,296 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 E CLARKE AVE
City	COLDWATER
State	MI
Zip	49036-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 63 64 65 & 66 TAPPAN SHOE FACTORY ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	TAPPAN SHOE FACTORY ADD
Legal Lot Number	63-66
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1007
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Feb 1, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC
Nov 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2006 · Amount on Record
Deed Sale	Apr 5, 2006 · Amount on Record
Prior Sale	Oct 18, 2000
Deed Document Number	20062633
Last Transfer Date	Jan 29, 2021
Transfer Doc	202100773
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CLARKE AVE, COLDWATER, MI 49036

Mortgage

Document Number	0202601367
Date	Mar 12, 2026
Instrument	2026-01367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432

Mortgage

Document Number	0202402249
Date	Apr 29, 2024
Instrument	2024-02249

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432

Mortgage

Document Number	0202107893
Date	Oct 19, 2021
Instrument	2021-07893

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Feb 1, 2021
Property Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Document Number	202100773
Map Reference	LB 2 PG 14
Instrument Date	Jan 29, 2021
Instrument	2021-00773
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	358 N HUDSON ST, COLDWATER, MI 49036-1111

Mortgage

Document Number	202100737
Date	Feb 1, 2021
Instrument	2021-00737

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	86 E CLARKE AVE, COLDWATER, MI 49036-1432
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807603
Date	Nov 20, 2018
Instrument	2018-07603

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600 (-1.97%)	$199,200 (-1.97%)
2025	$2,145.00 (+3.67%)	$101,600	$203,200
2024	$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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