86 E 5th St, Peru, IN 46970 Property Records

Miami County property record for 86 E 5th St, Peru, IN 46970 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,774 sqft · built 1948
Lot Size	0.104 acres (4,524 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (May 2019)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-04022-00`

Property Details

APN / Parcel Number

Primary APN	`021-04022-00`
Alternative APNs	`52-08-27-302-364.000-016` `00044688885`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
1st Floor Area	2,774 sqft
Attic	Attic
Attic Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,524 sqft (0.104 acres)
Lot Dimensions	87 ft deep x 52 ft wide
Terrain	High
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00044688885
Street Address	86 E 5TH ST
City	PERU
State	IN
Zip	46970-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-04022-00 ORIGINAL PLAT S E PT 52X87 LOT 231 41 040 22000
Legal Subdivision	PERU
Legal Lot Number	231
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	4
Census Block	4005
Census Tract	952400

Owner

Source: Miami County records · APN 021-04022-00

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 E 5TH ST, PERU, IN 46970-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
May 08, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2019 · Amount on Record
Deed Sale	May 08, 2019 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	2019521928
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	86 E 5TH ST, PERU, IN 46970-2353
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170525474
Date	Dec 21, 2017
Instrument	20170525474

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 08, 2019
Property Address	86 E 5TH ST, PERU, IN 46970-2353
Document Number	20190521928
Instrument Date	May 06, 2019
Instrument	20190521928
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E 5TH ST, PERU, IN 46970-2353
Investor	Possibly a Property Investor

Mortgage

Document Number	20190521929
Date	May 08, 2019
Instrument	20190521929

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (+6.55%) Homeowner's exemption	$172,200 (+20.76%) Land $5,300 Building $166,900	$172,200 (+20.76%) Land $5,300 Building $166,900
2024	$1,482.00 (+3.93%)
2023	$1,426.00 (+36.33%)	$142,600 Land $5,300 Building $137,300	$142,600 Land $5,300 Building $137,300
2022	$1,046.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181039524004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998, river or lake flooding, Severe Storms And Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Godfroy’s Addition Historic District listed 2023 · 169 contributing resources · NRIS 100009293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 465 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, Skyewaves, Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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