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86 E 28th St, Chattanooga, TN 37410 Property Records

Hamilton County property record for 86 E 28th St, Chattanooga, TN 37410 · Last verified January 2026

Property Summary

Property TypeAuto Repair, Garage
Details8,976 sqft · built 1978
Lot Size2.3 acres (100,188 sqft)
OwnerOwner Name on File
Last Sale$350,000 (Aug 2005)
Tax Bill$3,159 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN155E A 007

Property Details

APN / Parcel Number

Primary APN155E A 007
Alternative APN
  • 0000088161

Interior

Stories1 Story
Building Area8,976 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1989
Exterior MaterialMetal
Fire ResistanceWood or Wood & Steel Frame
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area100,188 sqft (2.3 acres)
Lot Dimensions351 ft deep x 270 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000088161
Street Address86 E 28TH ST
CityCHATTANOOGA
StateTN
Zip37410-1102
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionLTS A 1 2 3 9 10 LEONARD AMENDED SUB PB 8 PG 46 LTS 1 2 6 7 PT 3 8 BLK A LOOKOUT PLACE PB 9 PG 42 0131 04 001&
Legal SubdivisionLEONARD AMENDED
Legal BlockA
Legal Lot Number1,2,6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2000
Census Tract1900

Owner

Source: Hamilton County records · APN 155E A 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address306 OLIVER ST, CHATTANOOGA, TN 37405-4058

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2005 · Amount on Record
Deed SaleAug 03, 2005 · Amount on Record
Prior SaleNov 22, 2004 · Amount on Record
Deed Document Number2005080300203
Deed Book / Page7626 / 971
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address86 E 28TH ST, CHATTANOOGA, TN 37410-1102
Document Number1018000090
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedNov 08, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 THOMPSON ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number1018000090
DateOct 18, 2019
Book Page011792/000831
Instrument191018000090
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37412
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 17, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,159.00 (-20.15%)$208,480 (+17.89%)$521,200 (+17.89%) Land $365,700 Building $155,500
2024$3,956.00$176,840 (-)$442,100 (-) Land $275,500 Building $166,600
2023$3,956.00$176,840 (-)$442,100 (-) Land $275,500 Building $166,600
2022$3,956.00$176,840$442,100 Land $275,500 Building $166,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650019002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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