Cumberland County and Gorham Town property record for 86 Dow Rd, Gorham, ME 04038 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,351 sqft · built 1979 |
| Lot Size | 5.13 acres (223,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,800 (Jul 2020) |
| Tax Bill | $6,669 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRHM M:056 B:029 L:003 |
| Primary APN | GRHM M:056 B:029 L:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 4,640 sqft |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 223,463 sqft (5.13 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5568 |
|---|---|
| Street Address | 86 DOW RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records · APN GRHM M:056 B:029 L:003
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 DOW RD, GORHAM, ME 04038-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK |
| Jul 01, 2020 | Deed of Trust, Transfer EMBRACE HM LOANS |
| Jul 02, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Prior Sale | Jul 02, 2020 |
| Deed Document Number | 202037539 |
| Deed Book / Page | 36898 / 163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 86 DOW RD, GORHAM, ME 04038-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0363510201 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 36351/201 |
| Instrument | 3198 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 86 DOW RD, GORHAM, ME 04038-2002 |
| Document Number | 0368980166 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 86 DOW RD GORHAM ME 040382002, GORHAM, ME 04038-2002 |
| Document Number | 0368980166 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 036898/000166 |
| Instrument | 37540 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jul 02, 2020 |
| Property Address | 86 DOW RD, GORHAM, ME 04038-2002 |
| Document Number | 0368860043 |
| Book / Page | 036886 / 000043 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 36778 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 80 DOW RD GORHAM ME 040382002, GORHAM, ME 04038-2002 |
Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,669.00 (+0.68%) | $450,600 (-) Land $103,900 Building $346,700 |
| 2024 | $6,624.00 (+15.08%) | $450,600 (+0.6%) Land $103,900 Building $346,700 |
| 2022 | $5,756.00 | $447,900 Land $103,900 Building $344,000 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050041001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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