86 Devitt Rd, Waterford, NY 12188 Property Records

Saratoga County and Halfmoon Town property record for 86 Devitt Rd, Waterford, NY 12188

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,160 sqft · built 2020
Lot Size2.58 acres (112,385 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Mar 2021)
Tax Bill$17,847 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Mar 2021 Sale & Mortgage
APN413800 279.20-1-7

Property Details

APN / Parcel Number

Primary APN413800 279.20-1-7

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,160 sqft Living Area
1st Floor Area2,116 sqft
2nd Floor Area1,044 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area112,385 sqft (2.58 acres)
Lot Width35 ft Width
Garage TypeAttached
Garage Area964 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address86 DEVITT RD
CityWATERFORD
StateNY
Zip12188-1049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number7.000
JurisdictionSARATOGA NY
Township / Civil DivisionHALFMOON
Census Block Group1
Census Block1050
Census Tract62404

Owner

86 Devitt Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address86 DEVITT RD, WATERFORD, NY 12188-1049
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Mar 31, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on File
Deed SaleMar 31, 2021 · Amount on File
Deed Document Number202111650
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address86 DEVITT RD, WATERFORD, NY 12188-1049
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037334
DateDec 5, 2022
Instrument2022037334
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJan 1, 2043
Interest
Rate TypeAdjustable Rate

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateMar 31, 2021
Property Address86 DEVITT RD, WATERFORD, NY 12188-1049
Document Number0000011650
Instrument DateMar 12, 2021
Instrument2021011650
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 GEORGE DR, CLIFTON PARK, NY 12065-1812

Mortgage

Document Number0000011651
DateMar 31, 2021
Instrument2021011651
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Devitt Rd was $17,847.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionHalfmoon Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,847.00$425,000 Land $70,200 Building $354,800$1,140,940 Land $188,456 Building $952,484
2023$400,000 (-) Land $70,200 Building $329,800$941,176 (+11.76%) Land $165,176 Building $776,000
2022$400,000 Land $70,200 Building $329,800$842,105 Land $147,789 Building $694,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 86 Devitt Rd; there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims25 (1978–2023)
Claims Outside the SFHA7 of 25
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Devitt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALFMOON WATER DISTRICT (TROY)
serves 15,000 people · EPA ID NY4519111
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: SLICFiber.

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