86 Dern Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 86 Dern Rd, Kalispell, MT 59901 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$1,551 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0767919`

Property Details

APN / Parcel Number

Primary APN	`R0767919`
Alternative APNs	`07-3965-15-1-01-11-0000` `0000471880`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	508 sqft
Deck Area	116 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0000471880
Street Address	86 DERN RD
City	KALISPELL
State	MT
Zip	59901-7347
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S15, T28 N, R22 W, TR 2DB IN NE4
Legal Range	22W
Legal Township	28N
Legal Section	15
Legal Quarter	NE
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4003
Census Tract	802

Owner

Source: Flathead County records · APN R0767919

Assessment roll updated December 31, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	86 DERN RD, KALISPELL, MT 59901-7347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 29, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025
Deed Sale	Oct 31, 2025
Prior Sale	Feb 13, 2023
Deed Document Number	202500023667
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 31, 2025
Property Address	86 DERN RD, KALISPELL, MT 59901-7347
Document Number	202500023667
Instrument Date	Oct 28, 2025
Instrument	202500023667
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 DERN RD, KALISPELL, MT 59901-7347

Mortgage

Document Number	202500023668
Date	Oct 31, 2025
Instrument	202500023668

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 13, 2023
Property Address	86 DERN RD, KALISPELL, MT 59901-7347
Document Number	202300002207
Instrument Date	Feb 13, 2023
Instrument	202300002207
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 DERN RD, KALISPELL, MT 59901-7347

Mortgage

Document Number	202300002208
Date	Feb 13, 2023
Instrument	202300002208

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 29, 2018
Property Address	86 DERN RD, KALISPELL, MT 59901-7347
Document Number	201800006056
Instrument Date	Mar 23, 2018
Instrument	201800006056
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	KALISPELL, MT 59901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	201800006057
Date	Mar 29, 2018
Instrument	201800006057

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2024 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,551.00 (-44.47%)	$424,200 (+27.73%)	$424,200 (+27.73%) Land $182,925 Building $241,275
2023	$2,793.00	$332,100	$332,100 Land $114,040 Building $218,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290008024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 14% of Montana
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Richon	Fixed Wireless (unlicensed)	100 / 50
MontanaSky Networks	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: InterBel Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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