86 Delphi Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 86 Delphi Dr, Erlanger, KY 41018 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,022 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2023)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-30-09-010.00`

Property Details

APN / Parcel Number

Primary APN	`017-30-09-010.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	5 Units
Stories	4 Stories
Building Area	1,022 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	86 DELPHI DR
City	ERLANGER
State	KY
Zip	41018-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARROWS HILL EST SEC 4 LOT 72
Legal Subdivision	NARROWS HILL ESTATES
Legal Phase	4
Legal Lot Number	72
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	63608

Owner

Source: Kenton County records · APN 017-30-09-010.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 DELPHI DR, ERLANGER, KY 41018-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Feb 02, 2017	Loan Modification, Mortgage · FHA Mortgage US BK
Feb 02, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Jul 30, 1999 · Amount on Record
Deed Document Number	202368
Deed Book / Page	218 / 682
Prior Transfer Date	Oct 02, 2015
Prior Transfer Doc	0000000164
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 21, 2023
Property Address	86 DELPHI DR, ERLANGER, KY 41018-2856
Document Number	0005900068
Book / Page	KC 218 / 682
Map Reference	SL B643
Instrument Date	Mar 17, 2023
Instrument	23032105900068
Transaction Type	Transfer
Record Updated	Apr 03, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 RIVER RD, ERLANGER, KY 41018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 DELPHI DR, ERLANGER, KY 41018-2856

Mortgage

Document Number	0005900069
Date	Mar 21, 2023
Book Page	KCM 447/670
Instrument	23032105900069

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	86 DELPHI DR, ERLANGER, KY 41018-2856
Document Number	0000000027
Book / Page	0I3908 / 000137
Instrument Date	Feb 02, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 DELPHI DR ERLANGER KY 410182856, ERLANGER, KY 41018-2856

Mortgage

Document Number	0000000027
Date	Mar 10, 2017
Book Page	0I3908/000137
Instrument	27

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2047

Interest

Rate	3.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	86 DELPHI DR, ERLANGER, KY 41018-2856
Document Number	0000000138
Book / Page	0I3910 / 000007
Instrument Date	Feb 02, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 DELPHI DR ERLANGER KY 410182856, ERLANGER, KY 41018-2856

Mortgage

Document Number	0000000138
Date	Mar 14, 2017
Book Page	0I3910/000007
Instrument	138

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-2.06%)	$240,000 (+5.36%) Land $25,000 Building $215,000	$240,000 (+5.36%) Land $25,000 Building $215,000
2023	$2,428.00	$227,800 Land $25,000 Building $202,800	$227,800 Land $25,000 Building $202,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

86 Delphi Dr, Erlanger, KY 41018 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Delphi Dr

Nearby Streets

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