86 Cressey Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 86 Cressey Rd, Gorham, ME 04038 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,485 sqft · built 1989
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Oct 2017)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P3024R`

Property Details

APN / Parcel Number

Primary APN	`P3024R`
Alternative APN	`GRHM M:038 B:027 L:011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,485 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P3024R
Street Address	86 CRESSEY RD
City	GORHAM
State	ME
Zip	04038-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Legal Lot Number	11
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	4
Census Block	4017
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records · APN P3024R

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 CRESSEY RD, GORHAM, ME 04038-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2023	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESCHOICE CREDIT UNION
Oct 27, 2017	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Deed Book / Page	34416 / 208
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	86 CRESSEY RD, GORHAM, ME 04038-2007
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399350134
Date	Jan 09, 2023
Book Page	39935/134
Instrument	747

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2033

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	86 CRESSEY RD, GORHAM, ME 04038-2007
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381850167
Date	May 12, 2021
Book Page	38185/167
Instrument	34079

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Oct 27, 2017
Property Address	86 CRESSEY RD, GORHAM, ME 04038-2007
Document Number	0344160208
Book / Page	034416 / 000208
Instrument Date	Oct 26, 2017
Instrument	54853
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 CRESSEY RD GORHAM ME 040382007, GORHAM, ME 04038-2007

Mortgage

Document Number	344160210
Date	Oct 27, 2017
Book Page	034416/000210
Instrument	54854

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,958.00 (-0.54%)	$335,000 (-1.21%) Land $96,800 Building $238,200
2024	$4,985.00 (+14.41%)	$339,100 (-) Land $100,900 Building $238,200
2022	$4,357.00	$339,100 Land $100,900 Building $238,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050040024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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