Elmore County property record for 86 Cottingham Dr, Wetumpka, AL 36092
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,444 sqft · built 2009 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $599 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01-11-0-002-164.000 |
| Primary APN | 16-01-11-0-002-164.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 159 ft deep x 98 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 86 COTTINGHAM DR |
|---|---|
| City | WETUMPKA |
| State | AL |
| Zip | 36092-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 COTTON LAKES PLAT 7A PB 18 PG 19 |
| Legal Range | 18E |
| Legal Township | 18N |
| Legal Section | 11 |
| Legal Subdivision | COTTON LAKES PLAT 7A |
| Legal Lot Number | 15 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | WETUMPKA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30802 |
86 Cottingham Dr is owned and occupied by an individual.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 COTTINGHAM DR, WETUMPKA, AL 36092-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 86 Cottingham Dr was $599, up 6.8% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Wetumpka City |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599.00 (+6.77%) | ||
| 2025 | $561.00 (+0.36%) | $18,480 (+0.33%) | $184,700 (+0.27%) Land $40,000 Building $144,700 |
| 2024 | $559.00 (+5.08%) | $18,420 (+5.14%) | $184,200 (+5.14%) Land $40,000 Building $144,200 |
| 2023 | $532.00 (+20.09%) | $17,520 (+20.58%) Land $4,000 Building $13,520 | $175,200 (+20.58%) Land $40,000 Building $135,200 |
| 2022 | $443.00 | $14,530 Land $2,500 Building $12,030 | $145,300 Land $25,000 Building $120,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Cottingham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 18 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Cottingham Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WETUMPKA, THE WW & SB OF THE serves 10,137 people · EPA ID AL0000551 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Central Access Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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