86 Concord Ave, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 86 Concord Ave, Somerville, MA 02143

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,241 sqft · built 1920
Lot Size	0.049 acres (2,143 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (Sep 2006)
Tax Bill	$16,799 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-C-2`

Property Details

APN / Parcel Number

Primary APN	`76-C-2`
Alternative APNs	`SOME M:76 B:C L:2` `16518070`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,241 sqft Living Area
Gross Area	3,544 sqft
Basement Area	838 sqft
Unfinished Basement	838 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,143 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16518070
Street Address	86 CONCORD AVE
City	SOMERVILLE
State	MA
Zip	02143-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	C
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	351203

Owner

86 Concord Ave is owned and occupied by two individuals who acquired it in March 2022.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 CONCORD AVE, SOMERVILLE, MA 02143-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Mar 28, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST REPUBLIC BANK
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Prior Sale	Dec 2, 1998 · Amount on File
Last Transfer Date	Mar 15, 2022
Transfer Doc	0000045730
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	86 CONCORD AVE, SOMERVILLE, MA 02143-3908
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081899-366
Date	Aug 17, 2023
Book Page	81899/366
Instrument	92660

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Mar 28, 2022
Property Address	86 CONCORD AVE, SOMERVILLE, MA 02143-3908
Document Number	0079884-80
Book / Page	79884 / 80
Instrument Date	Mar 15, 2022
Instrument	45730
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 CONCORD AVE, SOMERVILLE, MA 02143-3908

Mortgage

Document Number	0079884-86
Date	Mar 28, 2022
Book Page	79884/86
Instrument	45731

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	86 CONCORD AVE, SOMERVILLE, MA 02143-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76152-105
Date	Nov 12, 2020
Book Page	76152/105
Instrument	211867

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 86 Concord Ave was $16,799, up 27.8% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,799.00 (+27.84%)	$1,530,000 (+27.02%) Land $662,700 Building $867,300	$1,579,700 (-3.14%)
2025	$13,141.00 (+26.56%)	$1,204,500 (+22.04%) Land $631,100 Building $573,400	$1,630,865
2024	$10,383.00 (+4.16%)	$987,000 (+2.39%) Land $631,100 Building $355,900
2023	$9,968.00	$964,000 Land $631,100 Building $332,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Concord Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 Concord Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,045 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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