86 Co Rd 403, Gainesville, TX 76240 Property Records

Cooke County property record for 86 Co Rd 403, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 1970
Lot Size	2.33 acres (101,495 sqft)
Owner	Individual Name on File
Tax Bill	$3,527 (2026)
Deeds & Mortgages	Aug 2015 Mortgage Jun 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0411-004-00000`

Property Details

APN / Parcel Number

Primary APN	`0411-004-00000`
Alternative APN	`14822`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,086 sqft Living Area
Gross Area	3,297 sqft
1st Floor Area	2,086 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	101,495 sqft (2.33 acres)
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0411-004-00000
Street Address	86 COUNTY ROAD 403
City	GAINESVILLE
State	TX
Zip	76240-0335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANN S 0411 ACRES 2.33
Legal Subdivision	GANN S
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	3
Census Block	3083
Census Tract	100

Owner

86 Co Rd 403 is owned by an individual who acquired it in March 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2600 GENTLE DR, FLOWER MOUND, TX 75022-5689
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2015	Vendor's Lien, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 14, 2012	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022
Deed Sale	Mar 18, 2022
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	20222382
Deed Book / Page	2495 / 390
Prior Transfer Date	Aug 27, 2015
Prior Transfer Doc	2027/413
Record Updated	Oct 29, 2026

August 2015: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 31, 2015
Property Address	86 COUNTY ROAD 403, GAINESVILLE, TX 76240-0335
Document Number	002027/413
Book / Page	2027 / 413
Instrument Date	Aug 27, 2015
Instrument	00059854
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COUNTY ROAD 403, GAINESVILLE, TX 76240-0335

Mortgage

Document Number	0000059856
Date	Aug 31, 2015
Instrument	00059856

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

June 2012: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 14, 2012
Property Address	86 COUNTY ROAD 403, GAINESVILLE, TX 76240-0335
Document Number	001809/134
Book / Page	1809 / 134
Instrument Date	Jun 13, 2012
Instrument	00029119
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 STONE RIDGE DR, GAINESVILLE, TX 76240-5151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COUNTY RD, GAINESVILLE, TX 76240

Mortgage

Document Number	0000029120
Date	Jun 14, 2012
Instrument	00029120

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 86 Co Rd 403 was $3,527, up % from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,527.00 (+0.03%)	$297,489 (-) Land $48,151 Building $249,338	$297,489 (-) Land $48,151 Building $249,338
2025	$3,526.00 (+1.5%)	$297,489 Land $48,151 Building $249,338	$297,489 Land $48,151 Building $249,338
2024	$3,474.00
2023		$295,336 Land $42,151 Building $253,185	$295,336 Land $42,151 Building $253,185
2022	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Co Rd 403 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Co Rd 403 is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100

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