86 Chipman Dr, Cheshire, CT 06410 Property Records

Cheshire Town property record for 86 Chipman Dr, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,328 sqft · built 1953
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,772 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CHES M:71 B:70 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:71 B:70 L`
Alternative APNs	`CSHR M:71 B:70 L` `748700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	1,220 sqft
Unfinished Basement	466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	748700
Street Address	86 CHIPMAN DR
City	CHESHIRE
State	CT
Zip	06410-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	70
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	4
Census Block	4009
Census Tract	343300

Owner

86 Chipman Dr is owned and occupied by two individuals.

Source: Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 CHIPMAN DR, CHESHIRE, CT 06410-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	86 CHIPMAN DR, CHESHIRE, CT 06410-3101
Document Number	2937-145
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHIPMAN DR CHESHIRE CT 064103101, CHESHIRE, CT 06410-3101

Mortgage

Document Number	2937-145
Date	Feb 18, 2020
Book Page	002937/000145
Instrument	492

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	86 CHIPMAN DR, CHESHIRE, CT 06410-3101
Document Number	2854-124
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHIPMAN DR CHESHIRE CT 064103101, CHESHIRE, CT 06410-3101

Mortgage

Document Number	2854-124
Date	Jun 12, 2018
Book Page	002854/000124
Instrument	2074

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 86 Chipman Dr was $6,772, up 5.5% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,772.00 (+5.45%)	$215,950 (-) Land $72,660 Building $143,290	$400,488 (+164.93%)
2025	$6,422.00	$215,950 Land $72,660 Building $143,290	$151,165 Land $50,862 Building $100,303
2024	$6,422.00 (+16.32%)
2023	$5,521.00 (+2.24%)	$157,330 (-) Land $72,690 Building $84,640
2022	$5,400.00	$157,330 Land $72,690 Building $84,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Chipman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Chipman Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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