86 Chester St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 86 Chester St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,134 sqft · built 1930
Lot Size	0.256 acres (11,172 sqft)
Owner	Individual Name on Record
Tax Bill	$3,200 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
APN	`ATHO M:00009 B:00163 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00009 B:00163 L:00000`
Alternative APN	`375`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	3,734 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,172 sqft (0.256 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	375
Street Address	86 CHESTER ST
City	ATHOL
State	MA
Zip	01331-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	163
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2040
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 CHESTER ST, ATHOL, MA 01331-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	86 CHESTER ST, ATHOL, MA 01331-1606
Document Number	59360-355
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHESTER ST ATHOL MA 013311606, ATHOL, MA 01331-1606

Mortgage

Document Number	59360-355
Date	Sep 5, 2018
Book Page	059360/000355
Instrument	93683

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,200.00 (+6.81%)	$252,600 (+7.17%) Land $38,700 Building $213,900	$269,990 (-)
2025	$2,996.00 (+5.42%)	$235,700 (+6.41%) Land $37,200 Building $198,500	$269,990 (+3.72%)
2024	$2,842.00 (+2.97%)	$221,500 (+12.67%) Land $37,200 Building $184,300	$260,300
2023	$2,760.00	$196,600 Land $27,000 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20