86 Cherry St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 86 Cherry St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,306 sqft · built 1963
Lot Size	0.226 acres (9,831 sqft)
Owner	2 Company Names on Record
Last Sale	$97,000 (Jan 2001)
Tax Bill	$4,710 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0124 B:0000 L:97`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0124 B:0000 L:97`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,736 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,831 sqft (0.226 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	86 CHERRY ST
City	HOLYOKE
State	MA
Zip	01040-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Lot Number	97
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3002
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	86 CHERRY ST, HOLYOKE, MA 01040-1163
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 6, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2001 · Amount on Record
Deed Sale	Jan 12, 2001 · Amount on Record
Deed Document Number	2001
Deed Book / Page	11473 / 213
Last Transfer Date	May 10, 2026
Transfer Doc	0000033691
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 20, 2026
Property Address	86 CHERRY ST, HOLYOKE, MA 01040-1163
Document Number	0000033691
Book / Page	26423 / 236
Instrument Date	May 10, 2026
Instrument	202633691
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 CHERRY ST, HOLYOKE, MA 01040-1163

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 20, 2026
Property Address	86 CHERRY ST, HOLYOKE, MA 01040-1163
Document Number	0000033692
Book / Page	26423 / 238
Instrument Date	May 10, 2026
Instrument	202633692
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHERRY ST, HOLYOKE, MA 01040-1163

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	86 CHERRY ST, HOLYOKE, MA 01040-1163
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025890-589
Date	Jun 6, 2025
Book Page	25890/589

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,710.00 (+6.8%)	$270,200 (+6.97%) Land $46,800 Building $219,200	$279,524 (+5.12%)
2025	$4,410.00 (+6.65%)	$252,600 (+15.77%) Land $43,700 Building $208,900	$265,905 (+0.61%)
2024	$4,135.00 (+4.66%)	$218,200 (+3.61%) Land $41,700 Building $176,500	$264,290
2023	$3,951.00	$210,600 Land $41,700 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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