86 Cherokee Estates Dr, Cedartown, GA 30125 Property Records

Polk County property record for 86 Cherokee Estates Dr, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,918 sqft · built 2017
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2022)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022B049`

Property Details

APN / Parcel Number

Primary APN	`022B049`
Alternative APN	`20944`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,918 sqft Heated Area
1st Floor Area	1,676 sqft
2nd Floor Area	1,242 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	High
Garage Area	483 sqft
Porch	Porch
Porch Area	109 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20944
Street Address	86 CHEROKEE ESTATES DR
City	CEDARTOWN
State	GA
Zip	30125-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 49 CHEROKEE ESTATES
Legal Subdivision	CHEROKEE ESTATES
Legal Block	49
Legal Lot Number	49
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	2
Census Block	2030
Census Tract	10202

Owner

86 Cherokee Estates Dr is owned and occupied by an individual who bought it in March 2022.

Source: Polk County records, as of February 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
May 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	0001820127
Deed Book / Page	1820 / 127
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Investor	Possibly a Property Investor

Mortgage

Document Number	0018010000000832
Date	Sep 21, 2021
Book Page	0000001801/0000000832
Instrument	004146

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016340055
Date	Jul 31, 2017
Book Page	1634/55
Instrument	002894

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Mar 4, 2022
Property Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Document Number	0018200127
Book / Page	1820 / 127
Instrument Date	Mar 4, 2022
Instrument	2022-000539
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419

Mortgage

Document Number	0018200000000129
Date	Mar 8, 2022
Book Page	0000001820/0000000129
Instrument	000905

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	86 CHEROKEE ESTATES DR, CEDARTOWN, GA 30125-4419
Document Number	0017570128
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHEROKEE ESTATES DR CEDARTOWN GA 301254419, CEDARTOWN, GA 30125-4419

Mortgage

Document Number	0017570128
Date	Jul 7, 2020
Book Page	001757/000128

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 86 Cherokee Estates Dr was $4,501 with a homeowner's exemption.

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 Homeowner's exemption	$205,257 Land $12,000 Building $193,257	$513,142 Land $30,000 Building $483,142
2023	$3,054.00 (+15.77%) Homeowner's exemption	$128,714 (+17.26%) Land $8,800 Building $119,914	$321,784 (+17.26%) Land $22,000 Building $299,784
2022	$2,638.00 Homeowner's exemption	$109,764 Land $8,000 Building $101,764	$274,410 Land $20,000 Building $254,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Cherokee Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Cherokee Estates Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 97.4% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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