Cumberland County and Gray Town property record for 86 Center Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 924 sqft · built 1986 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Oct 2022) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:051 B:024 L:030-000 |
| Primary APN | GRAY M:051 B:024 L:030-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 103,673 sqft (2.38 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 1311 |
|---|---|
| Street Address | 86 CENTER RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 24 |
| Legal Lot Number | 30-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 CENTER RD, GRAY, ME 04039-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 17, 2020 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Book / Page | 39791 / 83 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Oct 19, 2022 |
| Property Address | 86 CENTER RD, GRAY, ME 04039-9559 |
| Document Number | 0397910083 |
| Book / Page | 39791 / 83 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 52732 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 139 SKILLINGS ST, SOUTH PORTLAND, ME 04106-6233 |
| Document Number | 0000052733 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 52733 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Jul 17, 2020 |
| Property Address | 86 CENTER RD, GRAY, ME 04039-9559 |
| Document Number | 0369410163 |
| Book / Page | 36941 / 163 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 40350 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000040351 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 40351 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,844.00 (-0.21%) | $293,800 (-) Land $128,200 Building $165,600 |
| 2024 | $2,850.00 (-5.47%) | $293,800 (+47.94%) Land $128,200 Building $165,600 |
| 2023 | $3,015.00 (+8.84%) | $198,600 (-) Land $71,600 Building $127,000 |
| 2022 | $2,770.00 | $198,600 Land $71,600 Building $127,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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