86 Cathay Rd, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 86 Cathay Rd, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2022)
Tax Bill	$8,630 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00026-06-00019`

Property Details

APN / Parcel Number

Primary APN	`02-00026-06-00019`
Alternative APNs	`0200026000600019` `0200026600019`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0200026600019
Street Address	86 CATHAY RD
City	CLIFTON
State	NJ
Zip	07013-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	BOBBINK VILLAGE SUB SEC #3
Legal Block	26.6
Legal Lot Number	19
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1006
Census Tract	124202

Owner

86 Cathay Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 CATHAY RD, CLIFTON, NJ 07013-1427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 7, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 13, 2020	Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	202213765
Deed Book / Page	4259 / 160
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	86 CATHAY RD, CLIFTON, NJ 07013-1427
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CATHAY RD, CLIFTON, NJ 07013-1427

Mortgage

Document Number	0000033976
Date	Oct 8, 2025
Book Page	M19599/265
Instrument	2025033976

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 7, 2022
Property Address	86 CATHAY RD, CLIFTON, NJ 07013-1427
Document Number	0000013765
Book / Page	D4259 / 160
Instrument Date	Feb 17, 2022
Instrument	2022013765
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	CHICAGOTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 FAIR HILL RD, 30, CLIFTON, NJ 07013-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CATHAY RD, CLIFTON, NJ 07013-1427

Mortgage

Document Number	0000013766
Date	Mar 7, 2022
Instrument	2022013766

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	86 CATHAY RD, CLIFTON, NJ 07013-1427
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041878
Date	Jun 25, 2021
Book Page	M17232/203
Instrument	2021041878

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 13, 2020
Property Address	86 CATHAY RD, CLIFTON, NJ 07013-1427
Document Number	0000030757
Book / Page	D3826 / 122
Instrument Date	Jun 10, 2020
Instrument	2020030757
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 DOLPHIN RD, 113, MANAHAWKIN, NJ 08050-1722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CATHAY RD, CLIFTON, NJ 07013-1427

Mortgage

Document Number	0000030758
Date	Jul 13, 2020
Instrument	2020030758

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86 Cathay Rd was $8,630, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,800 (-) Land $95,000 Building $45,800	$140,800 (-) Land $95,000 Building $45,800
2025	$8,630.00 (+3.25%)	$140,800 Land $95,000 Building $45,800	$140,800 Land $95,000 Building $45,800
2024	$8,358.00
2023		$140,800 Land $95,000 Building $45,800	$140,800 Land $95,000 Building $45,800
2022	$8,039.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 86 Cathay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 Cathay Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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