86 Carter St, Manchester, CT 06040 Property Records

Manchester Town property record for 86 Carter St, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1957
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (May 2011)
Tax Bill	$7,972 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`097000086`

Property Details

APN / Parcel Number

Primary APN	`097000086`
Alternative APNs	`MCHS M:139 B:970 L:86` `MANC M:139 B:970 L:86` `97000086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	3,634 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	97000086
Street Address	86 CARTER ST
City	MANCHESTER
State	CT
Zip	06040-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	970
Legal Lot Number	86
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2002
Census Tract	515200

Owner

86 Carter St is owned and occupied by an individual who bought it in May 2011.

Source: Manchester Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	86 CARTER ST, MANCHESTER, CT 06040-6820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2011 · Amount on File
Deed Sale	May 18, 2011 · Amount on File
Deed Book / Page	3862 / 162
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	86 CARTER ST, MANCHESTER, CT 06040-6820
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04639-1041
Date	Feb 2, 2021
Book Page	4639/1041
Instrument	6539670015

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 86 Carter St was $7,972.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,972.00	$200,200 Land $52,400 Building $147,800	$140,140 Land $36,680 Building $103,460
2024	$7,972.00 (+7.05%)
2023	$7,447.00 (+2.99%)	$200,200 (-) Land $52,400 Building $147,800
2022	$7,231.00	$200,200 Land $52,400 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Carter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter St

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