86 Cantrell Ln, Waverly, TN 37185 Property Records

Humphreys County property record for 86 Cantrell Ln, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,150 sqft · built 1960
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$37,500 (Aug 1990)
Tax Bill	$718 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043065 00300`

Property Details

APN / Parcel Number

Primary APN	`043065 00300`
Alternative APN	`065 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	216 sqft
Finished Basement	216 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 CANTRELL LN
City	WAVERLY
State	TN
Zip	37185-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	130200

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	86 CANTRELL LN, WAVERLY, TN 37185-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 8, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Jul 1, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 1990 · Amount on File
Deed Sale	Aug 10, 1990 · Amount on File
Deed Book / Page	065
Last Transfer Date	Sep 29, 2022
Transfer Doc	0000003170
Record Updated	Jun 8, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Sep 29, 2022
Property Address	86 CANTRELL LN, WAVERLY, TN 37185-3210
Document Number	0000003170
Book / Page	WD212 / 2989
Instrument Date	Sep 29, 2022
Instrument	22003170
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 CLYDETON RD, WAVERLY, TN 37185-1149

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	86 CANTRELL LN, WAVERLY, TN 37185-3210
Document Number	0000001201
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 CANTRELL LN WAVERLY TN 371853210, WAVERLY, TN 37185-3210

Mortgage

Document Number	0000001201
Date	Apr 24, 2020
Book Page	000234/001087
Instrument	1201

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	86 CANTRELL LN, WAVERLY, TN 37185-3210
Document Number	0000001683
Book / Page	000226 / 000310
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 CANTRELL LN WAVERLY TN 371853210, WAVERLY, TN 37185-3210

Mortgage

Document Number	0000001683
Date	Jul 14, 2017
Book Page	000226/000310
Instrument	1683

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00	$39,050 (-) Land $3,750 Building $35,300
2024	$718.00	$39,050 (-) Land $3,750 Building $35,300
2023	$718.00 (+37.28%)	$39,050 (+62.71%) Land $3,750 Building $35,300	$156,200 (+62.71%) Land $15,000 Building $141,200
2022	$523.00	$24,000 Land $4,425 Building $19,575	$96,000 Land $17,700 Building $78,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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