86 Bystrek Dr, Middletown, CT 06457 Property Records

Middletown City property record for 86 Bystrek Dr, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,221 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2020)
Tax Bill	$11,661 (2026)
Deeds & Mortgages	May 2024 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:06 L:0530`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:06 L:0530`
Alternative APN	`R13898`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,221 sqft Living Area
Gross Area	5,556 sqft
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R13898
Street Address	86 BYSTREK DR
City	MIDDLETOWN
State	CT
Zip	06457-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	530
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1000
Census Tract	541402

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 BYSTREK DR, MIDDLETOWN, CT 06457-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GARDEN STATE HOME LOANS
Jan 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Dec 9, 1997 · Amount on Record
Deed Document Number	20203507870003
Deed Book / Page	1960 / 723
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	86 BYSTREK DR, MIDDLETOWN, CT 06457-8714
Transaction Type	Mortgage
Record Updated	Jun 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002097-359
Date	May 23, 2024
Book Page	2097/359

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	86 BYSTREK DR, MIDDLETOWN, CT 06457-8714
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002032-488
Date	Dec 29, 2021
Book Page	2032/488
Instrument	3670440015

Lender

Name	GARDEN STATE HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 3, 2020
Property Address	86 BYSTREK DR, MIDDLETOWN, CT 06457-8714
Document Number	1960-723
Book / Page	1960 / 723
Instrument Date	Jan 3, 2020
Instrument	3507870003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BYSTREK DR, MIDDLETOWN, CT 06457-8714

Mortgage

Document Number	3507880014
Date	Jan 3, 2020
Instrument	3507880014

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,661.00 (+5.04%)	$329,560 (-) Land $75,700 Building $253,860	$585,324 (+153.73%)
2025		$329,560 (-) Land $75,700 Building $253,860	$230,692 Land $52,990 Building $177,702
2024	$11,102.00 (+5.47%)	$329,560 (-) Land $75,700 Building $253,860
2023	$10,526.00 (+15.63%)	$329,560 (+35.82%) Land $75,700 Building $253,860
2022	$9,103.00	$242,640 Land $50,460 Building $192,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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