Houston County property record for 86 Brown Hill Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,809 sqft · built 2013 |
| Lot Size | 7.61 acres (331,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (Nov 2019) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-68 |
| Primary APN | 92-68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,809 sqft Heated Area |
| 1st Floor Area | 1,912 sqft |
| 2nd Floor Area | 897 sqft |
| Utility Area | 130 sqft |
| Utility Room | Utility Room |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 331,492 sqft (7.61 acres) |
| Garage Area | 506 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Patio Area | 651 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 62879 |
|---|---|
| Street Address | 86 BROWN HILL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | FARM 18 OLD SOUTHERN FARMS PH 2 7.61 AC |
| Legal Subdivision | OLD SOUTHERN FARMS SUB PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 21502 |
Source: Houston County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 BROWN HILL RD, ELKO, GA 31025-2357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Jul 10, 2017 | Deed of Trust, Mortgage · VA Mortgage BOKF NA |
| Nov 27, 2019 | Grant Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on Record |
| Deed Sale | Nov 27, 2019 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 0008401328 |
| Deed Book / Page | 8401 / 328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 86 BROWN HILL RD, ELKO, GA 31025-2357 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0091410307 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 9141/307 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 86 BROWN HILL RD, ELKO, GA 31025-2357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0075620325 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 7562/325 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Nov 27, 2019 |
| Property Address | 86 BROWN HILL RD, ELKO, GA 31025-2357 |
| Document Number | 0084010328 |
| Book / Page | 008401 / 000328 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 BROWN HILL RD ELKO GA 310252357, ELKO, GA 31025-2357 |
| Document Number | 84010330 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 008401/000330 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Apr 25, 2019 |
| Property Address | 86 BROWN HILL RD, ELKO, GA 31025-2357 |
| Document Number | 0081590129 |
| Book / Page | 008159 / 000129 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 BROWN HILL RD ELKO GA 310252357, ELKO, GA 31025-2357 |
| Document Number | 81590131 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 008159/000131 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 (-11.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $209,880 (+0.77%) Land $47,040 Building $162,840 | $524,700 (+0.77%) Land $117,600 Building $407,100 |
| 2024 | $2,183.00 (+71.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,280 (+28.06%) Land $40,280 Building $168,000 | $520,700 (+28.06%) Land $100,700 Building $420,000 |
| 2023 | $1,272.00 (-66.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $162,640 (+3.75%) Land $26,600 Building $136,040 | $406,600 (+3.75%) Land $66,500 Building $340,100 |
| 2022 | $3,788.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $156,760 Land $26,600 Building $130,160 | $391,900 Land $66,500 Building $325,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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