86 Bridge St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 86 Bridge St, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Nov 2022)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:U02 L:107-A`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U02 L:107-A`
Alternative APNs	`M:U02 L:107=A` `2934`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2934
Street Address	86 BRIDGE ST
City	TOPSHAM
State	ME
Zip	04086-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	107-A
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1003
Census Tract	970302

Owner

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 BRIDGE ST, TOPSHAM, ME 04086-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 14, 2022	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL
Aug 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GERRY CABANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	86 BRIDGE ST, TOPSHAM, ME 04086-1628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003226
Date	Jul 8, 2025
Instrument	2025R-03226

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Nov 14, 2022
Property Address	86 BRIDGE ST, TOPSHAM, ME 04086-1628
Document Number	0000007987
Instrument Date	Nov 14, 2022
Instrument	2022R-07987
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000007988
Date	Nov 14, 2022
Instrument	2022R-07988

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 3, 2022
Property Address	86 BRIDGE ST, TOPSHAM, ME 04086-1628
Document Number	0000005382
Instrument Date	Aug 3, 2022
Instrument	2022R-05382
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 FELLOWS ST, SOUTH PORTLAND, ME 04106-3310

Mortgage

Document Number	0000005555
Date	Aug 3, 2022
Instrument	2022R-05555

Lender

Name	GERRY CABANA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000005555
Date	Aug 12, 2022
Instrument	2022R-05555

Lender

Name	GERRY CABANA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,219.00 (+8.91%)	$329,600 (+15.53%) Land $80,700 Building $248,900
2023	$3,874.00 (+9.78%)	$285,300 (+16.59%) Land $71,100 Building $214,200
2022	$3,529.00	$244,700 Land $66,100 Building $178,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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