Hardy County property record for 86 Bottom Rd, Mathias, WV 26812 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,101 sqft · built 1999 |
| Lot Size | 11.2 acres (488,743 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $898 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-546-0065.0000 |
| Primary APN | 02-546-0065.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,101 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 488,743 sqft (11.2 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 86 BOTTOM RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 10 & 11 11.22 AC MATHIAS EST C.C.C.W/PCL 66 |
| Legal Subdivision | MATHIAS ESTATES |
| Legal Lot Number | 10,11 11 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
Source: Hardy County records · APN 02-546-0065.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 BOTTOM RD, MATHIAS, WV 26812-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 12, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| May 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000260403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jul 10, 2026 |
| Property Address | 86 BOTTOM RD, MATHIAS, WV 26812-8465 |
| Document Number | 0000244900 |
| Book / Page | 366 / 783 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 2026244900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 86 BOTTOM RD, MATHIAS, WV 26812-8465 |
| Document Number | 0000244900, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 366/783 |
| Instrument | 2026244900 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 86 BOTTOM RD, MATHIAS, WV 26812-8465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000305/0000000870 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 0000000305/0000000870 |
| Instrument | 000000209392 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 298 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 86 BOTTOM RD, MATHIAS, WV 26812-8465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000320/497 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 320/497 |
| Instrument | 218340 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
Source: Hardy County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $898.00 (+9.51%) | $116,780 (+9.94%) Land $28,160 Building $88,620 | $194,600 (+9.94%) Land $46,900 Building $147,700 |
| 2023 | $820.00 | $106,220 Land $28,160 Building $78,060 | $177,000 Land $46,900 Building $130,100 |
Source: FEMA National Flood Hazard Layer, Hardy County (54031C), updated November 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540319703004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 43% of the US · above 60% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hardy Telecommunications | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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