86 Birch St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 86 Birch St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,430 sqft · built 1900
Lot Size	0.097 acres (4,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Sep 2020)
Tax Bill	$7,879 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:463 S:028`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:463 S:028`
Alternative APN	`LYNN M:096 B:463 L:028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,759 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,217 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	86 BIRCH ST
City	LYNN
State	MA
Zip	01902-1543
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	463
Legal Lot Number	28
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4000
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 BIRCH ST, LYNN, MA 01902-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLESBANK (HOLYOKE MA)
Sep 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Book / Page	38928 / 57
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	38928-57
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	86 BIRCH ST, LYNN, MA 01902-1543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042853-487
Date	Jul 28, 2025
Book Page	42853/487
Instrument	20250728002500

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 11, 2020
Property Address	86 BIRCH ST, LYNN, MA 01902-1543
Document Number	38928-57
Book / Page	38928 / 57
Instrument Date	Aug 17, 2020
Instrument	20200911005330
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 BIRCH ST, LYNN, MA 01902-1543

Mortgage

Document Number	200911005340
Date	Sep 11, 2020
Instrument	200911005340

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	86 BIRCH ST, LYNN, MA 01902-1543
Document Number	37748-88
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 BIRCH ST LYNN MA 019021543, LYNN, MA 01902-1543

Mortgage

Document Number	37748-88
Date	Aug 13, 2019
Book Page	037748/000088
Instrument	190813860

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,879.00 (+5.32%)	$760,542 (+7.06%) Land $197,200 Building $563,342	$789,450
2024	$7,481.00 (+0.13%)	$710,400 (+6.03%) Land $187,800 Building $522,600
2023	$7,471.00	$670,000 Land $183,100 Building $486,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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