Mitchell County property record for 86 Biggerstaff Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.45 acres (237,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Feb 2021) |
| Tax Bill | $1,655 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-00-94-3583 |
| Primary APN | 0890-00-94-3583 |
|---|---|
| Alternative APN |
|
| Lot Area | 237,402 sqft (5.45 acres) |
|---|
| Account Number | 555784051 |
|---|---|
| Street Address | 86 BIGGERSTAFF LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-0779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19E & 1142 BIGGERSTAFF |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950300 |
86 Biggerstaff Ln is owned and occupied by two individuals who bought it in February 2021.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GIG HOUSING LLC |
| Feb 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on File |
| Deed Sale | Feb 17, 2021 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Document Number | 2021334 |
| Deed Book / Page | 624 / 142 |
| Prior Transfer Date | Nov 14, 2006 |
| Prior Transfer Doc | 000448/651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Document Number | 000686/718 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 686/718 |
| Instrument | 2026000159 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 149 PHILLIPS RD, SPRUCE PINE, NC 28777-6004 |
| Document Number | 000660/397 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 660/397 |
| Instrument | 2023001583 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 149 PHILLIPS RD, SPRUCE PINE, NC 28777-6004 |
| Document Number | 000657/346 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 657/346 |
| Instrument | 2023000962 |
| Name | GIG HOUSING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MORGANTON, NC 28655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 17, 2021 |
| Property Address | 86 BIGGERSTAFF LN, SPRUCE PINE, NC 28777-0779 |
| Document Number | 000624/142 |
| Book / Page | 624 / 142 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021000334 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MCRAE CT, 11, SPRUCE PINE, NC 28777-8728 |
| Name | Verified Name |
|---|---|
| Address | 149 PHILLIPS RD, SPRUCE PINE, NC 28777-6004 |
The 2026 property tax bill for 86 Biggerstaff Ln was $1,655.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,655.00 | $258,600 (-) Land $60,600 Building $198,000 | |
| 2025 | $1,655.00 | $258,600 Land $60,600 Building $198,000 | |
| 2023 | $279.00 | $44,300 Land $44,300 | $44,300 Land $44,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Biggerstaff Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Biggerstaff Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures