86 Bergamot Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 86 Bergamot Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2007
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Jun 2018)
Tax Bill	$12,974 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-540-012-1`

Property Details

APN / Parcel Number

Primary APN	`034-540-012-1`
Alternative APN	`034-540-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
1st Floor Area	1,335 sqft
2nd Floor Area	1,257 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	86 BERGAMOT CT
City	OAKLEY
State	CA
Zip	94561-2492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8731 L325
Legal Subdivision	SUBDIVISION MAP 873
Legal Tract	8731
Legal Lot Number	325
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1034
Census Tract	302014

Owner

86 Bergamot Ct is owned and occupied by two individuals who bought it in June 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 BERGAMOT CT, OAKLEY, CA 94561-2492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 8, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Jul 28, 2008 · Amount on File
Deed Document Number	201891484
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0000084452
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	86 BERGAMOT CT, OAKLEY, CA 94561-2492
Document Number	0000125806
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 BERGAMOT CT OAKLEY CA 945612492, OAKLEY, CA 94561-2492

Mortgage

Document Number	0000125806
Date	Jun 26, 2020
Instrument	125806

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	86 BERGAMOT CT, OAKLEY, CA 94561-2492
Document Number	0000167643
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 BERGAMOT CT OAKLEY CA 945612492, OAKLEY, CA 94561-2492

Mortgage

Document Number	0000167643
Date	Oct 4, 2019
Instrument	167643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2018
Property Address	86 BERGAMOT CT, OAKLEY, CA 94561-2492
Document Number	0000091484
Instrument Date	Jun 4, 2018
Instrument	91484
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	86 BERGAMOT CT OAKLEY CA 945612492, OAKLEY, CA 94561-2492

Mortgage

Document Number	91485
Date	Jun 8, 2018
Instrument	91485

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 86 Bergamot Ct was $12,974.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,154 (+2%) Land $114,894 Building $522,260
2025	$12,974.00	$624,662 Land $112,642 Building $512,020
2023	$12,572.00 (+2.14%)	$600,408 Land $108,269 Building $492,139
2022	$12,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Bergamot Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Bergamot Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD serves 64,513 people · EPA ID CA0710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Also Mapped Here	DIABLO WATER DISTRICT, CONTRA COSTA WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

Nearby Properties on Bergamot Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures