86 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 86 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,199 sqft · built 1967
Lot Size	1.78 acres (77,768 sqft)
Owner	Individual Name on File
Last Sale	$511,000 (Apr 2024)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0034 B:000A L:00010`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0034 B:000A L:00010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,199 sqft Living Area
Gross Area	3,866 sqft
Basement Area	1,417 sqft
Finished Basement	1,288 sqft
Unfinished Basement	129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,768 sqft (1.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	86 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	10
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	4
Census Block	4027
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Apr 19, 2024	Deed, Transfer · Stand-Alone First Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP
Mar 7, 2017	Quit Claim Deed, Transfer MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Book / Page	82683 / 510
Transfer Doc	6079000233
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085202-545
Date	Feb 6, 2026
Book Page	85202/545
Instrument	13723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084143-128
Date	May 28, 2025
Book Page	84143/128
Instrument	58231

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHIRLEY MA
Recording Date	Apr 19, 2024
Property Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600
Document Number	082683-510
Book / Page	82683 / 510
Instrument Date	Apr 19, 2024
Instrument	39561
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600

Mortgage

Document Number	0000039562
Date	Apr 19, 2024
Instrument	39562

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Mar 7, 2017
Property Address	86 BENJAMIN RD, SHIRLEY, MA 01464-2600
Document Number	68980-539
Book / Page	68980 / 539
Instrument	34899
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43.79
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	689800541
Date	Mar 7, 2017
Instrument	68980/0541

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 (+7.09%)	$462,500 (+12.04%) Land $139,800 Building $322,700	$475,760
2024	$5,602.00 (+2.3%)	$412,800 (+6.89%) Land $128,300 Building $284,500
2023	$5,476.00	$386,200 Land $128,300 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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