86 Baldwin Rd, Decatur, AL 35603 Property Records

Morgan County property record for 86 Baldwin Rd, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,287 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Jul 2008)
Tax Bill	$941 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0-001-005.001`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0-001-005.001`
Alternative APNs	`126334` `23072`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,287 sqft Living Area
1st Floor Area	2,287 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	126334
Street Address	86 BALDWIN RD
City	DECATUR
State	AL
Zip	35603-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NE COR OF NE1/4 OF NW1/4 OF SEC 17 T6S R3W; TH W 363' TO POB; TH CONT W 132'; SO 660'; E 132'; N 660' TO POB
Legal Range	3W
Legal Township	6S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1013
Census Tract	5404

Owner

86 Baldwin Rd is owned and occupied by an individual who bought it in July 2008.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	86 BALDWIN RD, DECATUR, AL 35603-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
May 5, 2025	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Jul 21, 2008	Joint Tenancy Deed, Transfer · Conventional Mortgage RBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2008 · Amount on File
Deed Sale	Jul 21, 2008 · Amount on File
Deed Book / Page	2008 / 4843
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	86 BALDWIN RD, DECATUR, AL 35603-6117
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/35428
Date	Oct 29, 2018
Book Page	2018/35428

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	86 BALDWIN RD, DECATUR, AL 35603-6117
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/15892
Date	May 5, 2025
Book Page	2025/15892

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2008: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 21, 2008
Property Address	86 BALDWIN RD, DECATUR, AL 35603-6117
Document Number	2008/04843
Book / Page	2008 / 04843
Instrument Date	Jul 18, 2008
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 BALDWIN RD, DECATUR, AL 35603-6117

Mortgage

Document Number	0200832595
Date	Jul 21, 2008
Instrument	2008/32595

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 86 Baldwin Rd was $941 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00	$26,600 (+1.57%) Land $3,480 Building $23,120	$266,000 (+1.57%) Land $34,800 Building $231,200
2024		$26,190 (-1.1%) Land $3,160 Building $23,030	$261,900 (-1.1%) Land $31,600 Building $230,300
2023	$926.00 (-2.42%) Homeowner's exemption	$26,480 (-1.23%) Land $3,160 Building $23,320	$264,800 (-1.23%) Land $31,600 Building $233,200
2022	$949.00 Homeowner's exemption	$26,810 Land $3,160 Building $23,650	$268,100 Land $31,600 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Baldwin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Rd

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