86 Bacon St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 86 Bacon St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,930 sqft · built 1893
Lot Size	0.348 acres (15,163 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,530,000 (Jun 2018)
Tax Bill	$27,168 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:017 B:0100 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:017 B:0100 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,930 sqft Living Area
Gross Area	7,211 sqft
Basement Area	1,640 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	15,163 sqft (0.348 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	86 BACON ST
City	WINCHESTER
State	MA
Zip	01890-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	100
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2001
Census Tract	338400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Everett Avenue-Sheffield Road Historic District listed 1989 · 167 contributing resources · NRIS 89000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	86 BACON ST, WINCHESTER, MA 01890-2618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Dec 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 28, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Book / Page	71228 / 560
Last Transfer Date	May 15, 2025
Transfer Doc	084123-112
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	86 BACON ST, WINCHESTER, MA 01890-2618
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0077414-22
Date	Apr 2, 2021
Book Page	77414/22
Instrument	74799

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	86 BACON ST, WINCHESTER, MA 01890-2618
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	078258-248
Date	Jul 16, 2021
Book Page	78258/248
Instrument	160485

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	86 BACON ST, WINCHESTER, MA 01890-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73816-488
Date	Dec 13, 2019
Book Page	73816/488
Instrument	197197

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 28, 2018
Property Address	86 BACON ST, WINCHESTER, MA 01890-2618
Document Number	71228-560
Book / Page	71228 / 560
Instrument	94283
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BACON ST, WINCHESTER, MA 01890-2618
Investor	Possibly a Property Investor

Mortgage

Document Number	712280563
Date	Jun 28, 2018
Instrument	71228/0563

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,168.00 (+1.83%)	$2,452,000 (+1.92%) Land $1,025,200 Building $1,426,800	$2,802,223 (+32.35%)
2025	$26,679.00 (+3.41%)	$2,405,700 (+5.65%) Land $1,025,200 Building $1,380,500	$2,117,265
2024	$25,800.00 (+8.01%)	$2,277,100 (+12.49%) Land $952,000 Building $1,325,100
2023	$23,887.00	$2,024,300 Land $878,700 Building $1,145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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