86 Addison Ave, Ridgeley, WV 26753 Property Records

Mineral County property record for 86 Addison Ave, Ridgeley, WV 26753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1967
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on File
Last Sale	$83,591 (Jul 2022)
Tax Bill	$441 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-7A-0131.0000`

Property Details

APN / Parcel Number

Primary APN	`04-7A-0131.0000`
Alternative APN	`29-04-7A-0131.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	2,240 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Other
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 91.2 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 ADDISON AVE
City	RIDGELEY
State	WV
Zip	26753-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL 2 OSWALD ADD .150AC
Legal Subdivision	OSWALD ADD
Jurisdiction	MINERAL WV
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	10100

Owner

86 Addison Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Mineral County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 ADDISON AVE, RIDGELEY, WV 26753-7239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEV
Nov 29, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage C & F MORTGAGE CORP
Oct 16, 2018	Deed, Transfer · FHA Mortgage BRANCH BANKING & TRUST CO
Oct 16, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	2022194111
Deed Book / Page	400 / 165
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0000164806
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	86 ADDISON AVE, RIDGELEY, WV 26753-7239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000585/757
Date	Nov 1, 2018
Book Page	585/757
Instrument	166085

Lender

Name	WEST VIRGINIA HOUSING DEV
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

November 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Nov 29, 2022
Property Address	86 ADDISON AVE, RIDGELEY, WV 26753-7239
Document Number	000401/866
Book / Page	401 / 866
Map Reference	BK 401 PG 577
Instrument Date	Nov 18, 2022
Instrument	196307
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000196308
Date	Nov 29, 2022
Instrument	196308

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Oct 16, 2018
Property Address	86 ADDISON AVE, RIDGELEY, WV 26753-7239
Document Number	000380/711
Book / Page	380 / 711
Map Reference	BK336 PG246
Instrument Date	Sep 22, 2018
Instrument	165794
Transaction Type	Transfer
Record Updated	Nov 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000585/349
Date	Oct 16, 2018
Book Page	585/349
Instrument	165796

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Oct 16, 2018
Property Address	86 ADDISON AVE, RIDGELEY, WV 26753-7239
Document Number	380/711
Book / Page	380 / 711
Map Reference	BK336 PG246
Instrument Date	Sep 22, 2018
Instrument	165794
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Tax	$616.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 86 Addison Ave was $441, up 2.8% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$441.00 (+2.8%)	$36,960 (+2.84%) Land $3,780 Building $33,180	$61,600 (+2.84%) Land $6,300 Building $55,300
2025	$429.00	$35,940 Land $3,780 Building $32,160	$59,900 Land $6,300 Building $53,600
2023	$162.00 Homeowner's exemption	$33,600 (-) Land $3,780 Building $29,820	$56,000 (-) Land $6,300 Building $49,700
2022	$162.00 Homeowner's exemption	$33,600 Land $3,780 Building $29,820	$56,000 Land $6,300 Building $49,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Addison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Addison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PSD WILEY FORD serves 1,062 people · EPA ID WV3302926
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	FRANKFORT PSD
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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