86 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 86 3rd St, Lowell, MA 01850 · Last verified July 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,204 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jul 2018)
Tax Bill$5,902 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL02790

Property Details

APN / Parcel Number

Primary APNL02790
Alternative APNs
  • LOWE M:197 B:5675 L:86
  • M:000197 T:L02790

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area3,307 sqft
1st Floor Area1,274 sqft
Basement Area958 sqft
Unfinished Basement958 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberL02790
Street Address86 3RD ST
CityLOWELL
StateMA
Zip01850-2510
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionPLAN 2941 A
Legal Block5675
Legal Lot Number86
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3023
Census Tract310200

Owner

Source: Middlesex County and Lowell City records · APN L02790

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 3RD ST, MEDFORD, MA 02155-5046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Jul 20, 2018Quit Claim Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2018 · Amount on Record
Deed SaleJul 20, 2018 · Amount on Record
Prior SaleJan 18, 2012 · Amount on Record
Last Transfer DateNov 17, 2023
Transfer Doc082279-262
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address86 3RD ST, LOWELL, MA 01850-2510
Document Number0000306262
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedNov 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 3RD ST LOWELL MA 018502510, LOWELL, MA 01850-2510

Mortgage

Document Number0000306262
DateJul 31, 2020
Instrument306262
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 20, 2018
Property Address86 3RD ST, LOWELL, MA 01850-2510
Document Number0000297072
Instrument DateJul 20, 2018
Instrument297072
Transaction TypeTransfer
Record UpdatedAug 13, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,710.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 3RD ST LOWELL MA 018502510, LOWELL, MA 01850-2510

Mortgage

Document Number297073
DateJul 20, 2018
Instrument297073
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 19, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,902.00 (+10.57%)$514,100 (+14.7%) Land $118,200 Building $395,900
2024$5,338.00 (+7.43%)$448,200 (+12.02%) Land $98,200 Building $350,000
2023$4,969.00$400,100 Land $85,400 Building $314,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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