86 1st Ave S, Naples, FL 34102 Property Records

Collier County property record for 86 1st Ave S, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details1,640 sqft · built 1986
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Tax Bill$1,745 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN194500 4 223A05

Property Details

APN / Parcel Number

Primary APN194500 4 223A05
Alternative APNs
  • 244740800010464004223
  • 24474080001

Interior

Stories1 Story
Building Area1,640 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,640 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeMasonry / Concrete Block
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area160 sqft
Pool Area312 sqft
Deck Area793 sqft

Location & Zoning

Street Address86 1ST ST
CityBONITA SPRINGS
StateFL
Zip34134-7317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionBONITA SHORES UNIT 1 BLK 4 LOT 22 OR
Legal Range25
Legal Township48
Legal Section5
Legal SubdivisionBONITA SHORES UNIT 1
Legal Tract194500
Legal Block4
Legal Lot Number22
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1018
Census Tract10114

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 1ST ST, BONITA SPRINGS, FL 34134-7317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 6, 2000
Transfer Doc2680000760
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address86 1ST ST, BONITA SPRINGS, FL 34134-7317
Document Number0057452542
Instrument DateMar 2, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address86 1ST ST BONITA SPRINGS FL 341347317, BONITA SPRINGS, FL 34134-7317

Mortgage

Document Number0057452542
DateMar 31, 2020
Book Page005745/002542
Instrument5849580
Lender
NameTRUIST BK
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 30, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,557 (+2.7%)$501,916 (+0.19%) Land $277,680 Building $224,236
2025$1,745.00 (+4.3%) Homeowner's exemption$195,284 (+5.99%)$500,970 (-4.66%) Land $273,000 Building $227,970
2023$1,673.00 (-1.01%) Homeowner's exemption$184,252 (+3%)$525,452 (+29.29%) Land $331,500 Building $193,952
2022$1,690.00 Homeowner's exemption$178,885$406,428 Land $161,753 Building $244,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies382 units insured
incl. 51 condo units
Nearby Flood Claims126 (2017–2024)
Claims Outside the SFHA18 of 126
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 19 claims
  • Hurricane Ian, Oct 2022 · 50 claims
  • Hurricane Ian, Sep 2022 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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